AIA Total Health Solution is built upon the 3 essential pillars – Live Well, Protect Well and Get Well that prioritises your health and well-being. You can LIVE WELL by proactively taking care of your health, PROTECT WELL by having adequate coverage against unexpected medical expenses and GET WELL by receiving prompt and quality services. With our plan, you can have peace of mind, knowing that you’re protected from the financial burden of rising medical costs.
Health Rewards with AIA Vitality
Join AIA Vitality1 to enjoy additional benefits of Health Rewards without having to pay additional premium. Earn AIA Vitality points for every effort you make to stay healthy. The more points you earn, the higher your AIA Vitality status, the better your rewards. The Health Rewards you can enjoy shall include:
With our medical plan, you can rest assured that you and your loved ones are fully covered with
access to the best form of healthcare treatments and services.
A-Plus MediRecover rider is designed to support you during your recovery after prolonged hospitalisation due to an illness or accident. This rider is an excellent addition to your medical coverage, as it provides a lump sum payout for you to manage the costs associated with recovery, such as loss of income, living expenses, recovery expenses and more.
Personal Medical Case Management (PMCM)2
service under A-Plus MediBoost rider offers continuous guidance and support to ensure that you receive the appropriate treatment and make a successful recovery.
**Only applicable for Plan 250 and Plan 350 with A-Plus MediBoost attached.
Flexible plan to fit your budget and needs
COST SAVING OPTIONSAn amount that you are required to pay in advance upon hospital admission and the balance of the eligible expenses will be covered under this plan.
RM500 Deductible per disability
Choose this option if you are looking for a medical plan with fixed out of pocket expenses
20% Co-insurance capped at RM3,000 per disability
Choose this option if you are looking for a medical plan with highest cost saving
RM20,000 Deductible per policy year
This option is suitable if you need extra medical protection in addition to your existing medical plan or
company’s Employee Benefit.
Upon application, you have the option to automatically convert the RM20,000 deductible to RM500
deductible when you reach the age of 60. There are 2 options available:
• Option 1: to automatically convert to RM500 deductible without requiring any additional
underwriting; or
• Option 2: to remain with the original RM20,000 deductible
RIDER OPTIONS
A-Plus MediBoost
Boost annual limit up to RM1.5 million
Protects you against escalating medical costs with medical coverage of up to RM1.5 million every year!
PMCM
This benefit provides you with exclusive access to PMCM service should you be diagnosed with a serious
or complex condition. You will receive personalised ongoing support by a dedicated case management
team throughout your medical journey from diagnosis to recovery.
Note: This optional rider is only applicable for Plan 250 and Plan 350.
A-Plus MediRecover
We often overlook our financial positions after we are discharged from the hospital. A-Plus MediRecover
provides a lump sum payment to you as long as you meet the hospitalisation conditions below:
100% of the rider coverage amount
(Claimable up to 200%)
**A waiting period of 1 year is applicable on each claim from the last date of discharge from the hospital.
Case Study
John, 30-year-old non-smoking male, has purchased A-Life MediFlex together with A-Plus MediBoost
and A-Plus MediRecover riders. He also signed up for AIA Vitality.
The schedule of benefits at a glance
You can LIVE WELL by proactively taking care of your health, PROTECT WELL by having adequate coverage against unexpected medical expenses and GET WELL by receiving prompt and quality services. With our plan, you can have peace of mind, knowing that you’re protected from the financial burden of rising medical costs. Contact me for free consultation
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