In life, we try to plan ahead and make the best choices for ourselves and our loved ones. While we aspire to chart our future, the reality is that our lives are filled with uncertainties which typically happens when we least expect it. Ensuring that we are well-protected against life uncertainties should remain a priority, especially to safeguard the future of our loved ones.
Introducing A-Life Idaman, a Family Takaful plan that meets your protection needs and provides a financial safety net for your loved ones should anything unfortunate happens to you.
SHARIAH COMPLIANT SOLUTIONS
Meeting your Shariah-compliant protection needs. Helps you to achieve your financial goals through Shariah compliant investments.
HOW DOES IT WORK?
Mr. Izian, a 30-year-old male non-smoker participate in A-Life Idaman with a coverage amount of RM150,000, attach A-Plus WaiverExtra-i and A-Plus Saver-i with an additional contribution of RM200 a month. Mr Izian choose to be covered until age of 70 with auto-extension to age 100. He nominated his wife to receive the money as Hibah. Mr Izian pays RM323.07 a month as the takaful contribution.
DURING THE CERTIFICATE TENURE, WHAT ARE THE BENEFITS PAYABLE UPON MR IZIAN?
DEATH Izian’s family will receive a lump sum payment of RM150,000 in the form of Hibah (gift). His family will also receive additional RM5,000 for religious pilgrimage Hajj.
SUFFER FROM TOTAL AND PERMANENT DISABILITY
Mr. Izian will receive a lump sum payment of RM150,000 as an income replacement to support his living expenses contributions will be excluded until age 70.
DEATH DUE TO ACCIDENT
Mr. Izian’s family will receive a lump sum payment of RM300,000 in the form of Hibah (GIFT LIFE)
DIAGNOSED WITH ANY ONE OF THE 44 CRITICAL ILLNESSES
The contribution of Mr Izian will be waived until the age of 70.
NO CLAIMS MADE UNTIL CERTIFICATE MATURITY
Mr Izian will receives 100% of his account value, including the savings that he has contributed on a monthly basis upon expiry of his certificate.
In life, we try to plan ahead and make the best choices for ourselves and our loved ones. While we aspire to chart our future, the reality is that our lives are filled with uncertainties which typically happens when we least expect it. With our plan, you can have peace of mind, knowing that you’re protected from the financial burden of rising medical costs. Contact me for free consultation
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